Mahtari Vandan Yojana – Department of Woman and Child Development, Chhattisgarh

Mahtari Vandan Yojana

Reducing prevailing gender inequalities faced by women.
Enhancing women’s economic independence and their role in family financial decision-making.
Providing opportunities to improve the nutritional status, health, and standard of living of the family and children.
Promoting women’s empowerment by ensuring their direct participation in economic and banking activities.
Fostering economic self-confidence among women and cultivating a positive mindset in the face of prevailing unequal traditions and beliefs about women.

Opening online applications, developing the portal, and verifying applications.
Receiving online applications, developing the portal, and verifying applications.
Generating approximately 72,000 login IDs and passwords within 6 days.
Receiving and uploading 70,26,352 total applications from beneficiaries to the portal within 15 days.
Opening Aadhaar-seeded bank accounts for 70 lakh female beneficiaries under the scheme.

Deepened financial inclusion, where 86.7% had a bank account before MVY and a similarly high share are now Aadhaar-linked.
Prioritisation of nutrition in spending, with 94% reporting improved food for children and over 90% reporting improved family nutrition overall.
Increased women’s empowerment, with over 75% deciding independently how funds are spent and roughly 95% reporting increased respect from family/community.
Significant reliance on direct transfers, with about one-third of families considering MVY their main or only fixed income source and ~46% expecting a major impact if discontinued.
Establishment of individually controlled financial assets for women owning little to no productive property, providing a direct lever for economic empowerment.